Title Insurance · Philadelphia, PA
Title insurance in Philadelphia, quoted at the filed rate
A clouded title can stop a Philadelphia settlement cold - an unsatisfied 1990s mortgage, an estate that never went through probate, an unpaid water bill attached to the parcel. Good Shepherd Title runs the full search, clears what we find, and issues owner's and lender's policies from our Point Breeze Avenue office. You get the exact premium up front, not an estimate that moves at the table.
3-5 days
Typical Philadelphia title search turnaround
Filed rate
Pennsylvania-regulated premiums, itemized in writing
Same day
Quote returned when you call before 3pm
Why Philadelphia buyers, sellers and lenders choose us
Full municipal search
Philadelphia liens hide in water, sewer, L&I and tax records, not just the deed chain. We search all of them on every file.
Point Breeze local
Our office is at 1235 Point Breeze Avenue, so we know which blocks carry estate and heir-property issues before the search comes back.
Written rate sheet
You see the premium, endorsements, and settlement charges in writing before you commit - no surprises on the closing disclosure.
Curative work included
When a lien or missing satisfaction shows up, we chase the payoff and release ourselves rather than handing you a problem.
Direct line to a person
Call (215) 318-7957 during business hours and speak to the person handling your file, not a call center queue.
How the process works
- Step 1
Order the search
Send the address and agreement of sale, or just call. We open the file and order the Philadelphia search the same business day.
- Step 2
Clear the title
We review the chain, order payoffs, and resolve liens, judgments, and estate gaps so the commitment issues clean.
- Step 3
Issue the policy
At settlement we collect the one-time premium and issue your owner's and lender's policies, with copies sent after recording.
Frequently asked questions
- How much does title insurance cost in Pennsylvania?
- Pennsylvania title insurance rates are filed and regulated, so the premium is based on the purchase or loan amount rather than the agency you pick. We quote the exact filed rate for your price point and show every line item before you sign.
- Do I need an owner's policy if the lender already requires one?
- The lender's policy protects the lender's loan balance only. An owner's policy protects your equity in the home for as long as you own it, and in Pennsylvania it is issued at a simultaneous-issue discount when bought with the loan policy.
- What does a Philadelphia title search actually check?
- We pull the deed chain, mortgages, judgments, municipal liens, water and sewer balances, L&I violations, and unpaid Philadelphia real estate taxes so nothing surfaces after settlement.
- How long does a title search take?
- Most Philadelphia residential searches come back within three to five business days. Rush searches are possible when a contract deadline is tight - call the office and we will tell you honestly whether we can hit your date.
- What happens if the search finds a lien?
- We identify who holds it, order a payoff or release, and clear it before settlement. Old satisfied mortgages and estate issues are the most common problems in Point Breeze and South Philadelphia, and both are fixable.
- Is title insurance a one-time cost?
- Yes. You pay the premium once at settlement and the owner's policy stays in force for as long as you or your heirs hold title.
Get a Philadelphia title insurance quote today - call the Point Breeze Avenue office and we will price your file on the phone.
1235 Point Breeze Avenue, Philadelphia, PA · Monday to Friday, 9:00am - 5:00pm